Long-Term Care Insurance
Plan ahead for the care Medicare won't pay for — assisted living, memory care, and extended in-home support.
What this coverage does
Long-term care insurance protects your retirement savings from the cost of extended custodial care. Today's products include traditional LTC policies, hybrid life-with-LTC riders, and asset-based linked-benefit designs. We help you pick the structure that fits your health profile, family situation, and how you want to pay — premium, single deposit, or 10-pay.
What we do for you
- Traditional, hybrid, and asset-based LTC compared
- Benefit period, daily/monthly maximums, and inflation riders explained
- Underwriting walk-through before you apply
- Coordination with your existing retirement plan
Want to talk through long-term care insurance? We're independent, education-first, and serving seniors across Greensboro and the Piedmont Triad.